{"id":2791,"date":"2023-01-01T08:57:24","date_gmt":"2023-01-01T07:57:24","guid":{"rendered":"https:\/\/cube.top\/?p=2791"},"modified":"2023-01-13T07:47:51","modified_gmt":"2023-01-13T06:47:51","slug":"immobilier-tout-ce-qui-change-en-2023","status":"publish","type":"post","link":"https:\/\/cube.top\/en\/blog\/immobilier-tout-ce-qui-change-en-2023\/","title":{"rendered":"Real estate: everything that changes in 2023"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2791\" class=\"elementor elementor-2791\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce24959 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"ce24959\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-05c09ff\" data-id=\"05c09ff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91b1018 elementor-widget elementor-widget-text-editor\" data-id=\"91b1018\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The changes to expect in terms of<strong>real estate in 2023<\/strong> :<\/p>\n<p>In 2023, many regulatory changes will impact <strong>the real estate market in France<\/strong>, whether you are a buyer, seller or investor. Here are some of the main changes to consider:<\/p>\n<p>Ban on the rental of thermal colanders: the Climate and Resilience law, promulgated in August 2021, aims to gradually eradicate energy-intensive housing by 2034 and to achieve the ambitious objective of a low-energy housing stock by 2050 As of January 2023, dwellings labeled G on the Diagnostic of P scale<strong>Energy performance (EPD)<\/strong>, i.e. those that consume more than 450 kWh\/m2 per year in final energy, can no longer be offered for rental. The other houses of <strong>class G will have to disappear from the rental market in January 2025<\/strong>, and the ban will apply to F-rated housing in 2028. In all, around 5 million housing units will need to be renovated in order not to exit the rental market, which could pose availability problems.<\/p>\n<p>Reinforcement of aid for renovation: the tightening of regulations in the rental segment aims to encourage lessor owners to renovate their properties. The device <strong>MaPrimR\u00e9nov&#039;<\/strong> is aimed at all owners, whether they are occupants or lessors.<\/p>\n<p>It is important to note that this tax reduction only applies to homes that meet specific energy performance criteria. In effect, <strong>the Pinel+ device<\/strong> will only apply to accommodation which complies with the RT 2012 standard or which has the BBC (Low Consumption Building) label.<\/p>\n<p>In addition, the Pinel+ device will be <strong>limited to tense areas<\/strong>, that is, to cities where the demand for housing is greater than the supply. The rent ceiling applicable in Pinel+ will also be revised downwards, in order to better reflect market prices.<\/p>\n<p>For lessor owners, this revision of the Pinel system can be seen as an incentive to <strong>renovate their property to make it more energy efficient<\/strong>. However, it is important to note that these changes could also have an impact on the demand for rental accommodation, especially in tight areas where supply is already limited.<\/p>\n<p>Finally, it is important to emphasize that the device <strong>Pinel+ will only be valid until December 2024<\/strong>. From 2025, it will be replaced by a new, as yet unknown system, which will be defined as part of the finance law for 2025.<\/p>\n<p>2023 will be a pivotal year for the real estate market in France, with regulatory changes that could have an impact on the supply and demand for housing, as well as on <strong>tax advantages<\/strong>.<\/p>\n<p>Financing of energy renovation:<strong> zero rate eco-loan<\/strong><\/p>\n<p>The Pinel + system created by the Climate and Resilience law aims to promote rental investment in new or renovated housing, with BBC (Low Consumption Building) labelling. The system is based on the zero-rate eco-loan, a loan granted by banks and without interest. It is intended to fund <strong>up to 30,000 euros for energy renovation work<\/strong>.<\/p>\n<p>To benefit from the zero-rate eco-loan, you must meet a certain number of criteria. The property must be located in metropolitan France, be intended to be inhabited by its owner, and meet certain energy performance conditions.<\/p>\n<p>The Pinel + device can be combined with <strong>MaPrimR\u00e9nov&#039; and the eco-PTZ.<\/strong> However, it is not open to landlords.<\/p>\n<p><strong>Extension of the tax shield<\/strong><\/p>\n<p>The tax shield is a device that limits the tax burden on the most modest households. Since its creation in 2003, it has undergone many changes. In January 2023, the tax shield tax rate increases by 0.5 points, <strong>from 50% to 50.5%<\/strong>. This increase concerns taxpayers with taxable income.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9388e86 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"9388e86\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-559f0695\" data-id=\"559f0695\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b59891b wpr-grid-columns-3 wpr-grid-columns--tablet2 wpr-grid-columns--mobile1 wpr-grid-pagination-center wpr-item-styles-inner elementor-widget elementor-widget-wpr-grid\" data-id=\"2b59891b\" data-element_type=\"widget\" data-widget_type=\"wpr-grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"wpr-grid-filters elementor-clearfix wpr-grid-filters-sep-right\"><li class=\"wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none\"><span  data-filter=\"*\" class=\"wpr-grid-filters-item wpr-active-filter\">All<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\"wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none wpr-hidden-element\"><span   data-ajax-filter=\"[\"category\",\"actualites-de-cube\"]\" data-filter=\".category-actualites-de-cube\">Cube News<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\"wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none\"><span   data-ajax-filter=\"[\"category\",\"cube-investissement\"]\" data-filter=\".category-cube-investissement\">investment cube<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\"wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none\"><span   data-ajax-filter=\"[\"category\",\"finances-personnelles\"]\" data-filter=\".category-finances-personnelles\">Personal finance<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\"wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none\"><span   data-ajax-filter=\"[\"category\",\"immobilier\"]\" data-filter=\".category-immobilier\">Real Estate<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><li class=\"wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none\"><span   data-ajax-filter=\"[\"category\",\"investissement-immobilier-locatif\"]\" data-filter=\".category-investissement-immobilier-locatif\">Rental property investment<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><\/ul><section class=\"wpr-grid elementor-clearfix\" data-settings=\"{&quot;layout&quot;:&quot;fitRows&quot;,&quot;stick_last_element_to_bottom&quot;:&quot;&quot;,&quot;columns_desktop&quot;:&quot;3&quot;,&quot;gutter_hr&quot;:15,&quot;gutter_hr_mobile&quot;:15,&quot;gutter_hr_mobile_extra&quot;:15,&quot;gutter_hr_tablet&quot;:15,&quot;gutter_hr_tablet_extra&quot;:15,&quot;gutter_hr_laptop&quot;:15,&quot;gutter_hr_widescreen&quot;:15,&quot;gutter_vr&quot;:15,&quot;gutter_vr_mobile&quot;:15,&quot;gutter_vr_mobile_extra&quot;:15,&quot;gutter_vr_tablet&quot;:15,&quot;gutter_vr_tablet_extra&quot;:15,&quot;gutter_vr_laptop&quot;:15,&quot;gutter_vr_widescreen&quot;:15,&quot;animation&quot;:&quot;fade&quot;,&quot;animation_duration&quot;:0.4,&quot;animation_delay&quot;:0.2,&quot;deeplinking&quot;:&quot;&quot;,&quot;filters_linkable&quot;:&quot;no&quot;,&quot;filters_default_filter&quot;:&quot;&quot;,&quot;filters_count&quot;:&quot;&quot;,&quot;filters_hide_empty&quot;:&quot;yes&quot;,&quot;filters_animation&quot;:&quot;default&quot;,&quot;filters_animation_duration&quot;:0.4,&quot;filters_animation_delay&quot;:0.2,&quot;pagination_type&quot;:&quot;load-more&quot;,&quot;pagination_max_pages&quot;:4,&quot;lightbox&quot;:{&quot;selector&quot;:&quot;.wpr-grid-image-wrap&quot;,&quot;iframeMaxWidth&quot;:&quot;60%&quot;,&quot;hash&quot;:false,&quot;autoplay&quot;:&quot;true&quot;,&quot;pause&quot;:5000,&quot;progressBar&quot;:&quot;true&quot;,&quot;counter&quot;:&quot;true&quot;,&quot;controls&quot;:&quot;true&quot;,&quot;getCaptionFromTitleOrAlt&quot;:&quot;true&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;showThumbByDefault&quot;:&quot;&quot;,&quot;share&quot;:&quot;&quot;,&quot;zoom&quot;:&quot;true&quot;,&quot;fullScreen&quot;:&quot;true&quot;,&quot;download&quot;:&quot;true&quot;}}\" data-advanced-filters=\"no\"><article class=\"wpr-grid-item elementor-clearfix post-2982 post type-post status-publish format-standard hentry category-cube-investissement\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-item-above-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-04b0433 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\"  href=\"https:\/\/cube.top\/en\/blog\/vous-cherchez-a-investir-dans-limmobilier-mais-vous-ne-disposez-pas-dun-budget-suffisant-pour-acquerir-une-propriete-en-entier-limmobilier-fractionne-pourrait-etre-la-solution-a-votre-probleme\/\">Vous cherchez \u00e0 investir dans l&rsquo;immobilier mais vous ne disposez pas d&rsquo;un budget suffisant pour acqu\u00e9rir une propri\u00e9t\u00e9 en entier&hellip;<\/a><\/div><\/h2><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><div class=\"wpr-grid-item-category elementor-repeater-item-66ca227 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade wpr-grid-tax-style-1\"><div class=\"inner-block\"><a class=\"wpr-tax-id-1\" href=\"https:\/\/cube.top\/en\/blog\/category\/cube-investissement\/\">investment cube<\/a><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-dc1027d wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/cube.top\/en\/blog\/vous-cherchez-a-investir-dans-limmobilier-mais-vous-ne-disposez-pas-dun-budget-suffisant-pour-acquerir-une-propriete-en-entier-limmobilier-fractionne-pourrait-etre-la-solution-a-votre-probleme\/\" class=\"wpr-button-effect wpr-button-none\"><span class=\"wpr-grid-extra-icon-left\"><i aria-hidden=\"true\" class=\"fas fa-external-link-alt\"><\/i><\/span><span>Read Full Story...<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-2976 post type-post status-publish format-standard hentry category-cube-investissement\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-item-above-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-04b0433 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\"  href=\"https:\/\/cube.top\/en\/blog\/linvestissement-immobilier-fractionne-une-nouvelle-facon-de-devenir-proprietaire-sans-casser-sa-tirelire\/\">L&rsquo;investissement immobilier fractionn\u00e9 : une nouvelle fa\u00e7on de devenir propri\u00e9taire sans casser sa tirelire<\/a><\/div><\/h2><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><div class=\"wpr-grid-item-category elementor-repeater-item-66ca227 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade wpr-grid-tax-style-1\"><div class=\"inner-block\"><a class=\"wpr-tax-id-1\" href=\"https:\/\/cube.top\/en\/blog\/category\/cube-investissement\/\">investment cube<\/a><\/div><\/div><div class=\"wpr-grid-item-excerpt elementor-repeater-item-5241605 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><p>L&rsquo;investissement immobilier est une des solutions les plus pris\u00e9es pour ceux qui souhaitent constituer un patrimoine ou faire fructifier leur...<\/p><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-dc1027d wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/cube.top\/en\/blog\/linvestissement-immobilier-fractionne-une-nouvelle-facon-de-devenir-proprietaire-sans-casser-sa-tirelire\/\" class=\"wpr-button-effect wpr-button-none\"><span class=\"wpr-grid-extra-icon-left\"><i aria-hidden=\"true\" class=\"fas fa-external-link-alt\"><\/i><\/span><span>Read Full Story...<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-2958 post type-post status-publish format-standard hentry category-finances-personnelles category-investissement-immobilier-locatif\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-item-above-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-04b0433 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\"  href=\"https:\/\/cube.top\/en\/blog\/investissement-immobilier-en-ligne-comment-investir-en-toute-securite\/\">Investissement immobilier en ligne : comment investir en toute s\u00e9curit\u00e9<\/a><\/div><\/h2><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><div class=\"wpr-grid-item-category elementor-repeater-item-66ca227 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade wpr-grid-tax-style-1\"><div class=\"inner-block\"><a class=\"wpr-tax-id-3\" href=\"https:\/\/cube.top\/en\/blog\/category\/finances-personnelles\/\">Personal finance<span class=\"tax-sep\">, <\/span><\/a><a class=\"wpr-tax-id-6\" href=\"https:\/\/cube.top\/en\/blog\/category\/investissement-immobilier-locatif\/\">Rental property investment<\/a><\/div><\/div><div class=\"wpr-grid-item-excerpt elementor-repeater-item-5241605 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><p>Investir dans l&rsquo;immobilier est une excellente fa\u00e7on de diversifier votre portefeuille d&rsquo;investissement et de g\u00e9n\u00e9rer un revenu passif \u00e0 long...<\/p><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-dc1027d wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/cube.top\/en\/blog\/investissement-immobilier-en-ligne-comment-investir-en-toute-securite\/\" class=\"wpr-button-effect wpr-button-none\"><span class=\"wpr-grid-extra-icon-left\"><i aria-hidden=\"true\" class=\"fas fa-external-link-alt\"><\/i><\/span><span>Read Full Story...<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-2953 post type-post status-publish format-standard hentry category-cube-investissement category-finances-personnelles category-immobilier category-investissement-immobilier-locatif\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-item-above-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-04b0433 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\"  href=\"https:\/\/cube.top\/en\/blog\/comment-investir-dans-limmobilier-fractionne-en-toute-securite-conseils-pour-les-debutants\/\">How to invest in fractional real estate safely? Tips for beginners<\/a><\/div><\/h2><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><div class=\"wpr-grid-item-category elementor-repeater-item-66ca227 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade wpr-grid-tax-style-1\"><div class=\"inner-block\"><a class=\"wpr-tax-id-1\" href=\"https:\/\/cube.top\/en\/blog\/category\/cube-investissement\/\">investment cube<span class=\"tax-sep\">, <\/span><\/a><a class=\"wpr-tax-id-3\" href=\"https:\/\/cube.top\/en\/blog\/category\/finances-personnelles\/\">Personal finance<span class=\"tax-sep\">, <\/span><\/a><a class=\"wpr-tax-id-4\" href=\"https:\/\/cube.top\/en\/blog\/category\/immobilier\/\">Real Estate<span class=\"tax-sep\">, <\/span><\/a><a class=\"wpr-tax-id-6\" href=\"https:\/\/cube.top\/en\/blog\/category\/investissement-immobilier-locatif\/\">Rental property investment<\/a><\/div><\/div><div class=\"wpr-grid-item-excerpt elementor-repeater-item-5241605 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><p>L&rsquo;investissement immobilier fractionn\u00e9 est de plus en plus populaire parmi les investisseurs cherchant \u00e0 diversifier leur portefeuille et \u00e0 investir...<\/p><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-dc1027d wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/cube.top\/en\/blog\/comment-investir-dans-limmobilier-fractionne-en-toute-securite-conseils-pour-les-debutants\/\" class=\"wpr-button-effect wpr-button-none\"><span class=\"wpr-grid-extra-icon-left\"><i aria-hidden=\"true\" class=\"fas fa-external-link-alt\"><\/i><\/span><span>Read Full Story...<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-2916 post type-post status-publish format-standard hentry category-investissement-immobilier-locatif\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-item-above-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-04b0433 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\"  href=\"https:\/\/cube.top\/en\/blog\/comment-investir-dans-limmobilier-fractionne-les-etapes-a-suivre\/\">How to invest in fractional real estate: the steps to follow<\/a><\/div><\/h2><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><div class=\"wpr-grid-item-category elementor-repeater-item-66ca227 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade wpr-grid-tax-style-1\"><div class=\"inner-block\"><a class=\"wpr-tax-id-6\" href=\"https:\/\/cube.top\/en\/blog\/category\/investissement-immobilier-locatif\/\">Rental property investment<\/a><\/div><\/div><div class=\"wpr-grid-item-excerpt elementor-repeater-item-5241605 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><p>L&rsquo;investissement immobilier fractionn\u00e9 est une m\u00e9thode d&rsquo;investissement qui permet aux investisseurs de participer \u00e0 des projets immobiliers avec une fraction...<\/p><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-dc1027d wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/cube.top\/en\/blog\/comment-investir-dans-limmobilier-fractionne-les-etapes-a-suivre\/\" class=\"wpr-button-effect wpr-button-none\"><span class=\"wpr-grid-extra-icon-left\"><i aria-hidden=\"true\" class=\"fas fa-external-link-alt\"><\/i><\/span><span>Read Full Story...<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-2903 post type-post status-publish format-standard hentry category-immobilier category-investissement-immobilier-locatif\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-item-above-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-04b0433 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\"  href=\"https:\/\/cube.top\/en\/blog\/investissement-immobilier-fractionne-comment-investir-dans-limmobilier-avec-un-budget-limite\/\">Split Real Estate Investing: How to Invest in Real Estate on a Limited Budget<\/a><\/div><\/h2><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><div class=\"wpr-grid-item-category elementor-repeater-item-66ca227 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade wpr-grid-tax-style-1\"><div class=\"inner-block\"><a class=\"wpr-tax-id-4\" href=\"https:\/\/cube.top\/en\/blog\/category\/immobilier\/\">Real Estate<span class=\"tax-sep\">, <\/span><\/a><a class=\"wpr-tax-id-6\" href=\"https:\/\/cube.top\/en\/blog\/category\/investissement-immobilier-locatif\/\">Rental property investment<\/a><\/div><\/div><div class=\"wpr-grid-item-excerpt elementor-repeater-item-5241605 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><p>L&rsquo;investissement immobilier est souvent consid\u00e9r\u00e9 comme une m\u00e9thode d&rsquo;investissement rentable, mais il n\u00e9cessite un capital initial important pour acheter un...<\/p><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-dc1027d wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/cube.top\/en\/blog\/investissement-immobilier-fractionne-comment-investir-dans-limmobilier-avec-un-budget-limite\/\" class=\"wpr-button-effect wpr-button-none\"><span class=\"wpr-grid-extra-icon-left\"><i aria-hidden=\"true\" class=\"fas fa-external-link-alt\"><\/i><\/span><span>Read Full Story...<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-2910 post type-post status-publish format-standard hentry category-finances-personnelles category-investissement-immobilier-locatif\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-item-above-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-04b0433 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\"  href=\"https:\/\/cube.top\/en\/blog\/investissement-immobilier-fractionne-les-avantages-et-les-inconvenients-a-considerer\/\">Fractional real estate investment: the pros and cons to consider.<\/a><\/div><\/h2><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><div class=\"wpr-grid-item-category elementor-repeater-item-66ca227 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade wpr-grid-tax-style-1\"><div class=\"inner-block\"><a class=\"wpr-tax-id-3\" href=\"https:\/\/cube.top\/en\/blog\/category\/finances-personnelles\/\">Personal finance<span class=\"tax-sep\">, <\/span><\/a><a class=\"wpr-tax-id-6\" href=\"https:\/\/cube.top\/en\/blog\/category\/investissement-immobilier-locatif\/\">Rental property investment<\/a><\/div><\/div><div class=\"wpr-grid-item-excerpt elementor-repeater-item-5241605 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><p>L&rsquo;investissement immobilier fractionn\u00e9 est une m\u00e9thode d&rsquo;investissement qui permet aux investisseurs de participer \u00e0 des projets immobiliers avec une fraction...<\/p><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-dc1027d wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/cube.top\/en\/blog\/investissement-immobilier-fractionne-les-avantages-et-les-inconvenients-a-considerer\/\" class=\"wpr-button-effect wpr-button-none\"><span class=\"wpr-grid-extra-icon-left\"><i aria-hidden=\"true\" class=\"fas fa-external-link-alt\"><\/i><\/span><span>Read Full Story...<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-2922 post type-post status-publish format-standard hentry category-finances-personnelles category-immobilier category-investissement-immobilier-locatif\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-item-above-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-04b0433 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\"  href=\"https:\/\/cube.top\/en\/blog\/les-avantages-et-les-inconvenients-de-linvestissement-immobilier-fractionne\/\">The pros and cons of fractional real estate investing<\/a><\/div><\/h2><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><div class=\"wpr-grid-item-category elementor-repeater-item-66ca227 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade wpr-grid-tax-style-1\"><div class=\"inner-block\"><a class=\"wpr-tax-id-3\" href=\"https:\/\/cube.top\/en\/blog\/category\/finances-personnelles\/\">Personal finance<span class=\"tax-sep\">, <\/span><\/a><a class=\"wpr-tax-id-4\" href=\"https:\/\/cube.top\/en\/blog\/category\/immobilier\/\">Real Estate<span class=\"tax-sep\">, <\/span><\/a><a class=\"wpr-tax-id-6\" href=\"https:\/\/cube.top\/en\/blog\/category\/investissement-immobilier-locatif\/\">Rental property investment<\/a><\/div><\/div><div class=\"wpr-grid-item-excerpt elementor-repeater-item-5241605 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><p>L&rsquo;investissement immobilier fractionn\u00e9 est une m\u00e9thode d&rsquo;investissement qui permet aux investisseurs de participer \u00e0 des projets immobiliers avec une fraction...<\/p><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-dc1027d wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/cube.top\/en\/blog\/les-avantages-et-les-inconvenients-de-linvestissement-immobilier-fractionne\/\" class=\"wpr-button-effect wpr-button-none\"><span class=\"wpr-grid-extra-icon-left\"><i aria-hidden=\"true\" class=\"fas fa-external-link-alt\"><\/i><\/span><span>Read Full Story...<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-2933 post type-post status-publish format-standard hentry category-cube-investissement category-investissement-immobilier-locatif\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-item-above-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-04b0433 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><div class=\"inner-block\"><a target=\"_self\"  href=\"https:\/\/cube.top\/en\/blog\/comment-investir-dans-limmobilier-fractionne-en-toute-securite-les-etapes-a-suivre\/\">How to Invest in Fractional Real Estate Safely: The Steps to Follow<\/a><\/div><\/h2><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><div class=\"wpr-grid-item-category elementor-repeater-item-66ca227 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade wpr-grid-tax-style-1\"><div class=\"inner-block\"><a class=\"wpr-tax-id-1\" href=\"https:\/\/cube.top\/en\/blog\/category\/cube-investissement\/\">investment cube<span class=\"tax-sep\">, <\/span><\/a><a class=\"wpr-tax-id-6\" href=\"https:\/\/cube.top\/en\/blog\/category\/investissement-immobilier-locatif\/\">Rental property investment<\/a><\/div><\/div><div class=\"wpr-grid-item-excerpt elementor-repeater-item-5241605 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><p>Investir dans l&rsquo;immobilier fractionn\u00e9 peut \u00eatre une excellente option pour diversifier son portefeuille d&rsquo;investissement, mais il est important de suivre...<\/p><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-dc1027d wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/cube.top\/en\/blog\/comment-investir-dans-limmobilier-fractionne-en-toute-securite-les-etapes-a-suivre\/\" class=\"wpr-button-effect wpr-button-none\"><span class=\"wpr-grid-extra-icon-left\"><i aria-hidden=\"true\" class=\"fas fa-external-link-alt\"><\/i><\/span><span>Read Full Story...<\/span><\/a><\/div><\/div><\/div><\/div><\/article><\/section><div class=\"wpr-grid-pagination elementor-clearfix wpr-grid-pagination-load-more\" data-pages=\"4\"><a href=\"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/posts\/2791\/page\/2\/\" class=\"wpr-load-more-btn\" data-e-disable-page-transition>Load More<\/a><div class=\"wpr-pagination-loading\"><div class=\"wpr-double-bounce\"><div class=\"wpr-child wpr-double-bounce1\"><\/div><div class=\"wpr-child wpr-double-bounce2\"><\/div><\/div><\/div><p class=\"wpr-pagination-finish\">End of Content.<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Les changements \u00e0 attendre en mati\u00e8re d&rsquo;immobilier en 2023 : En 2023, de nombreuses \u00e9volutions r\u00e9glementaires viendront impacter le march\u00e9 de l&rsquo;immobilier en France, que vous soyez acheteur, vendeur ou investisseur. Voici quelques-unes des principales modifications \u00e0 prendre en compte : Interdiction de location des passoires thermiques : la loi Climat et R\u00e9silience, promulgu\u00e9e en ao\u00fbt 2021, vise \u00e0 \u00e9radiquer progressivement les logements \u00e9nergivores \u00e0 l&rsquo;horizon 2034 et \u00e0 atteindre l&rsquo;objectif ambitieux d&rsquo;un parc de logements \u00e0 basse consommation d&rsquo;ici 2050. \u00c0 compter de janvier 2023, les logements \u00e9tiquet\u00e9s G sur l&rsquo;\u00e9chelle du Diagnostic de Performance \u00c9nerg\u00e9tique (DPE), c&rsquo;est-\u00e0-dire ceux qui consomment plus de 450 kWh\/m2 par an en \u00e9nergie finale, ne pourront plus \u00eatre propos\u00e9s \u00e0 la location. Les autres habitations de la classe G devront dispara\u00eetre du march\u00e9 locatif en janvier 2025, et l&rsquo;interdiction s&rsquo;appliquera aux logements class\u00e9s F en 2028. En tout, ce sont environ 5 millions de logements qui devront \u00eatre r\u00e9nov\u00e9s pour ne pas sortir du march\u00e9 de la location, ce qui pourrait poser des probl\u00e8mes de disponibilit\u00e9. Renforcement des aides \u00e0 la r\u00e9novation : le durcissement de la r\u00e9glementation sur le segment locatif vise \u00e0 inciter les propri\u00e9taires bailleurs \u00e0 r\u00e9nover leurs biens. Le dispositif MaPrimR\u00e9nov&rsquo; s&rsquo;adresse \u00e0 tous les propri\u00e9taires, qu&rsquo;ils soient occupants ou bailleurs. Il est important de noter que cette r\u00e9duction fiscale ne s&rsquo;applique qu&rsquo;aux logements qui respectent des crit\u00e8res de performance \u00e9nerg\u00e9tique pr\u00e9cis. En effet, le dispositif Pinel+ ne s&rsquo;appliquera qu&rsquo;aux logements qui respectent la norme RT 2012 ou qui sont labellis\u00e9s BBC (B\u00e2timent Basse Consommation). En outre, le dispositif Pinel+ sera limit\u00e9 aux zones tendues, c&rsquo;est-\u00e0-dire aux villes o\u00f9 la demande de logements est sup\u00e9rieure \u00e0 l&rsquo;offre. Le plafond de loyers applicable en Pinel+ sera \u00e9galement revu \u00e0 la baisse, afin de mieux refl\u00e9ter les prix du march\u00e9. Pour les propri\u00e9taires bailleurs, cette r\u00e9vision du dispositif Pinel peut \u00eatre per\u00e7ue comme une incitation \u00e0 r\u00e9nover leur bien pour le rendre plus \u00e9conome en \u00e9nergie. Cependant, il est important de noter que ces changements pourraient aussi avoir un impact sur la demande de logements en location, en particulier dans les zones tendues o\u00f9 l&rsquo;offre est d\u00e9j\u00e0 limit\u00e9e. Enfin, il est important de souligner que le dispositif Pinel+ ne sera valable que jusqu&rsquo;en d\u00e9cembre 2024. \u00c0 partir de 2025, il sera remplac\u00e9 par un nouveau dispositif encore inconnu, qui sera d\u00e9fini dans le cadre de la loi de finances pour 2025. 2023 sera une ann\u00e9e charni\u00e8re pour le march\u00e9 de l&rsquo;immobilier en France, avec des changements r\u00e9glementaires qui pourront avoir un impact sur l&rsquo;offre et la demande de logements, ainsi que sur les avantages fiscaux. Financement de la r\u00e9novation \u00e9nerg\u00e9tique : l\u2019\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro Le dispositif Pinel + cr\u00e9\u00e9 par la loi Climat et R\u00e9silience vise \u00e0 favoriser l\u2019investissement locatif dans les logements neufs ou r\u00e9nov\u00e9s, avec une labellisation BBC (B\u00e2timent Basse Consommation). Le dispositif s\u2019appuie sur l\u2019\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro, un pr\u00eat accord\u00e9 par les banques et sans int\u00e9r\u00eat. Il est destin\u00e9 \u00e0 financer jusqu\u2019\u00e0 30 000 euros de travaux de r\u00e9novation \u00e9nerg\u00e9tique. Pour b\u00e9n\u00e9ficier de l\u2019\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro, il faut satisfaire \u00e0 un certain nombre de crit\u00e8res. Le bien doit \u00eatre situ\u00e9 en France m\u00e9tropolitaine, \u00eatre destin\u00e9 \u00e0 \u00eatre habit\u00e9 par son propri\u00e9taire, et remplir certaines conditions de performance \u00e9nerg\u00e9tique. Le dispositif Pinel + est cumulable avec MaPrimR\u00e9nov\u2019 et l\u2019\u00e9co-PTZ. En revanche, il n\u2019est pas ouvert aux propri\u00e9taires bailleurs. Extension du bouclier fiscal Le bouclier fiscal est un dispositif qui limite la pression fiscale sur les m\u00e9nages les plus modestes. Depuis sa cr\u00e9ation en 2003, il a connu de nombreuses \u00e9volutions. En janvier 2023, le taux d\u2019imposition du bouclier fiscal augmente de 0,5 point, passant de 50% \u00e0 50,5%. Cette hausse concerne les contribuables dont le revenu fiscal. All Actualit\u00e9s de Cube Finances personnelles Immobilier Investissement immobilier locatif Comment placer de l&#8217;argent qui rapporte mensuellement ? Finances personnelles, Immobilier, Investissement immobilier locatif Il existe de nombreuses fa\u00e7ons de placer de l&#8217;argent qui rapporte mensuellement. Voici quelques pistes \u00e0 explorer : Placer son\u2026 Read Full Story&#8230; Immobilier : tout ce qui change en 2023 Immobilier, Investissement immobilier locatif Les changements \u00e0 attendre en mati\u00e8re d&#8217;immobilier en 2023 : En 2023, de nombreuses \u00e9volutions r\u00e9glementaires viendront impacter le march\u00e9\u2026 Read Full Story&#8230; L&#8217;investissement immobilier Immobilier, Investissement immobilier locatif Voici quelques mots-cl\u00e9s qui peuvent \u00eatre associ\u00e9s \u00e0 l&#8217;investissement immobilier : Achat : l&#8217;acquisition d&#8217;un bien immobilier pour en tirer\u2026 Read Full Story&#8230; Comment \u00e9pargner son argent efficacement ? Finances personnelles, Investissement immobilier locatif Il existe plusieurs fa\u00e7ons d&#8217;\u00e9pargner de l&#8217;argent efficacement. Voici quelques conseils pour vous aider : \u00c9tablissez un budget : la\u2026 Read Full Story&#8230; Qu\u2019est-ce que le cashflow immobilier ? Immobilier, Investissement immobilier locatif Le cashflow immobilier est la diff\u00e9rence entre les revenus locatifs g\u00e9n\u00e9r\u00e9s par un bien immobilier et les co\u00fbts li\u00e9s \u00e0\u2026 Read Full Story&#8230; Effet de levier immobilier : qu\u2019est-ce que c\u2019est ? Finances personnelles, Immobilier, Investissement immobilier locatif L\u2019effet de levier immobilier est un concept financier qui permet aux investisseurs de multiplier leur pouvoir d\u2019achat gr\u00e2ce \u00e0 l\u2019utilisation\u2026 Read Full Story&#8230; Comment investir dans l\u2019immobilier sans apport ? Finances personnelles, Immobilier, Investissement immobilier locatif Il est possible d\u2019investir dans l\u2019immobilier sans apport personnel, mais cela peut s\u2019av\u00e9rer compliqu\u00e9 et comporte des risques. La premi\u00e8re\u2026 Read Full Story&#8230; Livret A (placement pr\u00e9f\u00e9r\u00e9 des Fran\u00e7ais) vs Immobilier locatif ? Immobilier, Investissement immobilier locatif Le Livret A et l\u2019immobilier locatif sont deux types d\u2019investissements diff\u00e9rents, qui offrent des avantages et des inconv\u00e9nients diff\u00e9rents. Le\u2026 Read Full Story&#8230; L\u2019immobilier locatif en France : tout comprendre et bien choisir Finances personnelles, Immobilier, Investissement immobilier locatif L\u2019immobilier locatif en France est un secteur d\u2019investissement tr\u00e8s populaire, offrant aux propri\u00e9taires la possibilit\u00e9 de mettre en location leur\u2026 Read Full Story&#8230; Load More End of Content.<\/p>","protected":false},"author":1,"featured_media":2793,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,6],"tags":[],"class_list":["post-2791","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-immobilier","category-investissement-immobilier-locatif"],"_links":{"self":[{"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/posts\/2791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/comments?post=2791"}],"version-history":[{"count":22,"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/posts\/2791\/revisions"}],"predecessor-version":[{"id":2886,"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/posts\/2791\/revisions\/2886"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/media\/2793"}],"wp:attachment":[{"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/media?parent=2791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/categories?post=2791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cube.top\/en\/wp-json\/wp\/v2\/tags?post=2791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}